Thank you for the support!

I would like to say thank you for those clients who have believed in the products that I sold to them. I appreciate the fact that you believed in me and you invested your hard earned money into the investments products that I recommended. Up to date, I have closed up to $300,000 worth of investments. You may think this is a small amount but consider this factors, I have only started selling investment products for the last 6 months as I have been actively studying and researching the finance industry, I am also running my own business, I am doing internet business and also taking up courses. In short, I only spend less than 4 hours a day thinking about closing clients.

I will try my level best to gather as much information as possible and think even harder to provide you with ideas on how to make money and stay wealthy. My daily queat to learn more about the finance industry is committed to all my existing clients and potential clients.

You may be young, old, fat, slim, or whatever, I will still help you and give my professional views on your current financial problem. in the event when the case I am attending to is very complex, I will get help form my fellow friends who are also actively in the finance industry. I will continue to give my best financial advice to my existing clients and also my potential clients and provide some leverage to your quest to have your financial freedom day. Thank You.

Mother of all rules to be a millionaire!

You may be reading lots of books on wealth creation. You may be even reading books on stocks and shares. You know names like Robert Kiyosaki, Robert G. Allen, Loral Langemeier and Donald trump. You got determined and motivated to start making your millions but after a while of trying, you are still stuck with the same financial status that you are in before reading the books and after reading the books. Ever wondered why?

Well, believe or not, there are missing links to their journey to be a millionaire. These missing links are something that we need to know and practice. I may not know what the missing links are but rest assured I don’t just want to be a millionaire, I want everybody who get into contact with me be a millionaire as well.

The fact is, you cannot be a millionaire just by reading books and articles. You will be a very knowledgeable person not a rich person. Everyone is talking about getting into the mindset of a millionaire but no one tells you to model how millionaires live their life before he became a millionaire! I’m not talking about inherited wealth of course!

Before you start getting millions of dollars, are you skilled enough to handle your present financial situation? We do not have to go into details on net worth, liability and asset just yet. We shall just concentrate on how you manage your dollar and cents. In short, how in the hell are you going to handle one million dollar when you cannot what you are getting now?

Yes, you need to worry about that now! You do not have to worry on what stocks to choose, what other income streams you need to have and who are your team member in your million dollar journey yet. If you have little or no savings now, then you must start saving money. if you always have little or no money left towards the end of the month, you really have a big problem!

Secrets no millionaire will teach!

In order for us to keep improving and ‘feeding’ ourselves with information and news, we must read books, magazines and surf the net. Information is widely available now and you can get any information at the tip of your finger. In business, you must know all the news in your respected niche market and you must be proactive if they are any problems.

That is if you are in business, what if you want to be wealthy and rich? What kind of books and magazines do you have to read? With Internet having millions of information, are you going to read all the information? I’m sure you know what kind of information you want and you know how to get all these information somewhere or another. Agree?

Let me share with you a secret that no one will tell you. This secret is so valuable that when I discovered this secret a few days ago (that is why I have not been posting), I was overloaded with information and I was too excited with my new found information that I had little or no sleep doing research. Well, that is what I love to do. Gather information, research and take advantage!

The secret is what I call ’POWER NETWORKING’. Networking by itself is getting to know as many people as possible in the same group, interact with them and get as many contacts as possible. ‘POWER NETWORKING’ is totally different! Actually not much of a difference, it’s just that, you have to have another killer move when you network.

It so simple that people often forget and do not apply this killer move. Whether you are a doctor, banker or manager, all you need to do is be humble. When you are humble, you automatically can double or even triple your network. When you are humble, you will be exposed to many opportunities. In other words, you can shortcut your journey to be a millionaire! You will eliminate mistakes and when you have less mistakes, you also save time! Time is money!

A little bit more about me!

I have been thinking and dreaming of being a millionaire at a tender age of 18. I used to get myself angry at the rich people because I thought to be rich, I must have rich parents. I must be an heir of a company and I blamed no one but god. I always tell him why I am not born rich and I have to be just another average Joe. I also studied very hard and I thought by having a good qualification can promise me a brighter future.

But I was all wrong!

Getting good papers will guarantee me a good future but will guarantee me a lifetime of wealth. The fist book I read was an entrepreneurship book and I was really motivated by the ideas that the book gave me. However, people around me told me that in order to open a business, I must have a capital! Once again I was disappointed and blamed god why I am not lucky enough!

All these changed after I got myself into a real financial hardship. I was left with just $2 in my pocket and I still have a week to survive. Only then I really thought of ways on how to make more money. Being a millionaire is still a dream that I thought I will not achieve!

One fine day, I asked these questions to myself;

Why other people can be millionaire and I can’t be a millionaire?

What is it that is different between me and the wealthy?

Do I want to have my financial freedom day and how can I achieve it?

I may not be a millionaire yet but I am very determined to be a millionaire! After reading books on wealth creation, investing, financial planning and estate planning, I realize that being a millionaire is not a difficult thing! It’s all about mindset!

Our mind actually controls our behavior and attitude. If we always tell ourselves that we can’t be rich and wealthy, we will not! I learn a valuable lesson and I am going to share with you now! The secret to your success is your mindset! Control your destiny by having a good mindset now! Success is just in front of you, it’s just whether you want it or you really really want it!

Save money even when you're shopping!

Saving money is something very difficult now especially when we are exposed to lots and lots of marketing tactics by marketers. Marketers are trying their best to convince us consumers to buy their product without thinking whether we really need them or we just want them.

Companies are getting famous artist to endorse their products, have killer marketing campaigns and special discounts to consumer. All this is get our attention, make us want to buy and spend our money.

However, we can take advantage of all these marketing campaigns and save lots of money. We must adapt this habit of being a smart spender. Why do I say this; it is because marketers also think of ways on how to keep you buying their products over and over again. They want to increase their market share and outwit their competitors. How do they this? Simple, they offer reward programs. Reward programs are designed to make their consumers keep buying their produts. Reward programs vary from free gifts, discount coupons and complimentary by-products.

Remember this simple principle, marketers know that consumers are exposed to a lot of products and one way to grab consumers’ attention is by giving rewards and discounts. Marketers are also aware that consumers are price sensitive and in order to make a consumer buy their product, they have to make their product as attractive as possible by offering consumers products with 'good' price .

If you do your maths right, you can save almost 20% of your expenditure from these promotional tools and reward programs that marketers adopt. A simple rule is to calculate and compare prices and check out discounts in your local newspaper, magazine and the internet! The next time you go shopping, be sure to save some money.

Make money with investments not with banks!

Do you save your money in the bank? When you save money in the bank, do you think that the bank will give you a big profit? Well, the maximum interest that the bank can offer to you is just 5%. However, you will have to consider inflation rates. Inflation is that mysterious force which causes prices to rise. Because of inflation what you can buy for a dollar today will cost more in the future.



Here is an illustration of how a dollar cost today and the next three years with inflation rate of 2%.



year 0 ------ $1



year 1 ------ $0.98



year 2 ------ $0.96



year 3 ------- $0.94



your $1 is worth $0.94 in three years time.


Firstly, if you want to make your money work for you, you cannot depend on saving your money in the bank and trying to win the interest. In financial term, a bank does not serve the purpose of saving money. What it does is that it provides financial services, including issuing money in form of coins, banknotes or debit cards, receiving deposits of money, lending money and processing transactions.

What you can do with banks is to deposit your money. Depositing and saving money has two different meaning altogether. When you have a deposit account, it simply means an account at a banking institution that allows money to be held on behalf of the account holder. When you save money, I’m sure you want to see your money grow. When you have money, you must make your money work for you.



What you should do is this;

1. Deposit money in the bank


2. Invest money which is in the bank when it reaches certain amount eg. $5k ( unit trust, bonds, treasury bills, insurance funds, stocks, shares, business entity)


3. Earn interest from investments

If you want to have a shortcut to your wealth, this is what you must do!

Plan your wealth!

Wealth management is all about planning. Planning is one of the most important tasks to do to generate wealth. You need to plan how much you want to earn, how many income streams and what investments to choose from. Financial planners will give you all the necessary advice, wedding planners will plan the perfect wedding for you and events planner will plan the best event for your guest.

Planning is one of the most difficult jobs too. That is why we have all kinds of planners. Why? The reason is very simple, human beings are lazy! When we get lazy, we will not achieve our financial dreams! Get up and be responsible of your financial dreams.

I will have to agree on the fact that wealth planning can get difficult and complex. The more you research, the more numbers you will see. You will get yourself confused and most of the time frustrated. Well, the best thing to do is to gather a team.

What does the team do? Basically, every team member will have the same goal. Hence, instead of one brain doing the planning, you will get more than one. Remember this fact, every individual has their own innate abilities and everyone in the team can benefit from each other’s strength!

With your team doing the planning together with you, not only you will come up with a plan much faster and better, you will automatically assess risk, returns and most important of all, you can more competent and knowledgeable. However, getting a team will take you some time. You must carefully pick your team members. The last thng you want to have is team members that are lazy, incompetent and skeptical.